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On top of that, customers for this kind of strategy could have severe legal or criminal backgrounds. It is very important to note that various service providers offer an array of problem ages on their guaranteed problem plans as low as age 40 or as high as age 80 - burial insurance plans for seniors. Some will certainly also use greater stated value, up to $40,000, and others will enable for better survivor benefit conditions by boosting the rate of interest with the return of costs or lessening the number of years until a complete survivor benefit is available